بی آئی ایس پی نے چھ بینکوں کے ذریعے نیا انٹرآپریبل ادائیگی نظام شروع کر دیا ہے — اب مستفید خواتین اپنی 14,500 روپے کی قسط ایچ بی ایل، ایچ بی ایل مائیکروفنانس، ایزی پیسہ، جاز کیش، بینک الفلاح یا بینک آف پنجاب میں سے کسی بھی بینک سے وصول کر سکتی ہیں۔ نئے نظام کے تحت پہلی قسط کی ادائیگی شروع ہو چکی ہے۔
Quick Information
| Programme | Benazir Income Support Programme (BISP) — Benazir Kafaalat |
| New system | Interoperable payment system through six banks / financial institutions |
| Partner banks | HBL, HBL Microfinance Bank, Easypaisa (Telenor Microfinance Bank), JazzCash (Mobilink Microfinance Bank), Bank Alfalah, Bank of Punjab |
| Current qist | Rs 14,500 (Oct–Dec 2026 quarter) |
| First disbursement | Begun — reported 12–13 November 2026 |
| Wallet cash-out fee | Rs 280 |
| Qist from January 2027 | Rs 18,000 (budget-confirmed) |
| Helpline | 0800-26477 (toll-free) |
| Official portal | 8171.bisp.gov.pk |
| Posted By | Pak Rozgar News |
Latest Update — Last verified: 14 November 2026
The Benazir Income Support Programme has launched an interoperable payment system, enabling women beneficiaries across Pakistan to receive their financial assistance through any of the six participating banks and financial institutions. Business Recorder reported on 13 November 2026, on the basis of an Associated Press of Pakistan report, that the programme has commenced disbursement of the first instalment under the new arrangement through Habib Bank Limited (HBL), HBL Microfinance Bank, Easypaisa, JazzCash, Bank Alfalah and Bank of Punjab.
The change ends the old pattern in which a beneficiary was tied to one fixed bank or payment point. Under the new system, a woman can collect her payment from an authorised retailer or payment point of any of the six partner institutions — in any city, on any day — instead of travelling back to her home district. BISP Chairperson Senator Rubina Khalid announced the any-bank withdrawal facility at the BISP E-Kacheri on 20 October 2026, and has since met State Bank of Pakistan Governor Jameel Ahmad to discuss implementation of the payment mechanism. The system is built on BISP’s partnership with 1LINK, whose agreements with the participating institutions were reported in June 2026.
The first disbursement under the new system has begun, but it is being released phase-wise, district by district — so 12 or 13 November was not the payment date for every beneficiary. In Sindh, the July–September quarter payments began on 13 November 2026 under the Social Protection Wallet, on the basis of a BISP Central Zonal Office order dated 10 November 2026. If your payment has not arrived yet, your district’s phase may simply not have started. Wait for the official SMS from 8171 on your registered mobile number, and check your status on 8171.bisp.gov.pk every few days.
The current quarterly qist is Rs 14,500 for Oct–Dec 2026. The wallet cash-out fee is Rs 280; online and RAAST transfers are free. From January 2027, the budget-confirmed qist rises to Rs 18,000. BISP’s digitalisation target for beneficiary accounts is 31 December 2026.
Step-by-Step: Withdraw from Any of the 6 Banks
- Wait for the official SMS from 8171 confirming your payment has been transferred.
- Check your status on 8171.bisp.gov.pk or by sending your CNIC by SMS to 8171.
- Visit an authorised retailer or payment point of any of the six partner banks — HBL, HBL Microfinance Bank, Bank Alfalah, Bank of Punjab, Easypaisa or JazzCash.
- Take your original CNIC and complete biometric verification yourself.
- Count the full Rs 14,500 on the spot — no deduction is allowed.
- If a retailer demands a cut or a fee beyond the official Rs 280 wallet cash-out charge, refuse and complain at your district BISP office or on helpline 0800-26477.
- Never share your CNIC number, OTP or wallet PIN with any agent or caller.
Eligibility Reminder
The six-bank withdrawal facility is for existing BISP beneficiaries with a wallet account. New applicants must first complete BISP registration and the NSER dynamic survey through the official process — the new payment system does not create eligibility by itself, and it does not by itself guarantee the higher January amount.
Read Also: BISP Kafaalat Sindh Payments Start Today, 13 November 2026: Rs 14,500 for July–September Quarter · BISP Rs 14,500: Agent Deducting Money? Full Payment Rule, 6 Banks & Complaint Guide 2026
Frequently Asked Questions
From which banks can I withdraw my BISP payment now?
From authorised retailers of any of the six partner institutions: HBL, HBL Microfinance Bank, Easypaisa, JazzCash, Bank Alfalah and Bank of Punjab.
Has the first payment under the new system started?
Yes. Disbursement of the first instalment under the new interoperable system has begun, reported on 12–13 November 2026, releasing phase-wise by district.
What is the current BISP qist?
Rs 14,500 for the Oct–Dec 2026 quarter. From January 2027 it rises to Rs 18,000.
What is the cash-out fee?
Rs 280 for wallet cash withdrawal. Online and RAAST transfers are free.
Do I have to collect the payment in my home district?
No. Under the interoperable system you can withdraw from an authorised retailer of any partner bank in any city — but always confirm your payment has arrived on the 8171 portal first.
Final Words
Six banks, one wallet, no fixed payment point any more — but the rules are the same: wait for the 8171 SMS, count your full Rs 14,500 on the spot, and never share your OTP or PIN.
Disclaimer: Pak Rozgar News is an independent information website and is not affiliated with BISP or the Government of Pakistan. Always verify programme details on 8171.bisp.gov.pk or by calling 0800-26477.
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